Compare 2026 county property tax rates, Homestead Exemptions, Florida 3% Save Our Homes portability (Form DR-501T), South Carolina 4% vs. 6% assessment ratios, Cobb County Age 62+ school exemptions, and Virginia Car Tax.
1. Interactive Simulators & Statutory Guides in This Family
East Coast Mortgage PITI & Property Tax Calculator
Computes monthly Principal, Interest, Property Taxes, and Home Insurance using real effective property tax rates for NYC, Long Island, Westchester, Northern NJ, CT, PA, and MA.
NYC & Tri-State Rent vs. Buy Breakeven Calculator
Weighs Manhattan/Brooklyn rent inflation and down-payment investment returns against NYC buyer closing costs, common charges, property taxes, and home equity buildup.
Mortgage Refinance, Cash-Out & Breakeven Calculator (2026)
Calculates monthly principal-and-interest savings, exact closing-cost breakeven in months, 5-year net refinance gain, and cash-out refinance impact—with zero personal information required.
HELOC Payment Calculator: Interest-Only Draw vs. Principal & Interest (2026)
Compares 10-year interest-only draw payments against 20-year fully amortizing principal-and-interest payments, Combined Loan-to-Value (CLTV), and no-appraisal AVM eligibility.
NYC & Tri-State Net Effective Rent & Lease Concession Calculator (2026)
Converts landlord free-month concessions (1 to 3 months free on 12–24 month leases) and move-in credits into true Net Effective Monthly Rent and models Year-2 renewal payment shock.
Virginia Personal Property Vehicle ("Car Tax") & PPTRA Relief Calculator (2026)
Calculates annual Virginia Personal Property Vehicle Tax bills across Fairfax County ($4.57/$100), Arlington ($5.00/$100), Loudoun ($4.15/$100), Alexandria ($5.33/$100), Prince William ($3.70/$100), Richmond ($3.70/$100), and Virginia Beach ($4.00/$100), applying the statutory Personal Property Tax Relief Act (PPTRA) subsidy on the first $20,000 of assessed J.D. Power vehicle value.
South Carolina 4% Primary Residence vs. 6% Second-Home Property Tax & Paycheck Calculator (2026)
Quantifies the dramatic South Carolina property tax gap between a 4% Legal Residence (100% exempt from school operating taxes under Act 388) and a 6% Non-Owner-Occupied Second Home or Rental across Charleston, Mount Pleasant, Kiawah Island, Hilton Head (Beaufort), Greenville, and Myrtle Beach, plus SC income tax.
Florida $50k Homestead Exemption, 3% Save Our Homes Cap & $500k Portability Calculator (2026)
Calculates your Florida $50,000 Homestead Exemption, the accumulated Save Our Homes (SOH) 3% assessment cap differential on your existing Florida home, and how much of your up-to-$500,000 SOH Portability benefit transfers to your next Florida home (upsizing or downsizing) on Form DR-501T.
2. Flagship Interactive Simulator
Florida $50k Homestead Exemption, 3% Save Our Homes Cap & $500k Portability Calculator (2026)
Calculates your Florida $50,000 Homestead Exemption, the accumulated Save Our Homes (SOH) 3% assessment cap differential on your existing Florida home, and how much of your up-to-$500,000 SOH Portability benefit transfers to your next Florida home (upsizing or downsizing) on Form DR-501T.
3. Table 1: 2026 East Coast Property Tax Caps, Homestead Exemptions & Senior School Tax Relief Matrix
| Jurisdiction / Corridor | Exemption / Threshold | 2026 Statutory Rate | Governing Statute | Planning & Audit Note |
|---|---|---|---|---|
| Florida ($50k Homestead + 3% SOH Cap) | Up to $50,000 Off + 3.0% Max Cap | Transfer Up to $500,000 via Form DR-501T | Fla. Const. Art. VII § 4(d) & § 6 (Due Mar 1) | 10% cap on non-homestead properties |
| South Carolina (4% Primary vs. 6% Second Home) | ~0.48% Primary vs. ~1.65% Second Home | 4% Ratio is 100% Exempt from School Operating Tax | S.C. Code § 12-43-220(c) & Act 388 | 6% vacation homes pay ~3.2x higher property tax! |
| Georgia (Cobb Age 62+ & Fulton Homestead) | Cobb Age 62+: 100% School Tax Exempt | Cuts Cobb Property Tax by ~66% (~0.29% Rate) | Cobb County Tax Commissioner (Due Apr 1) | Fulton/Atlanta enforces CPI floating homestead cap |
| New York & New Jersey (STAR, ANCHOR & Stay NJ) | NJ ANCHOR ($1,750) + Stay NJ ($6,500) | Nassau Class 1 Grievance (Mar 1) · NYC ACRIS | N.Y. RPTL § 425 & N.J.S.A. 54:4-8.58 | Bergen/Westchester/Nassau average 2.10%–2.55% eff. |
| Massachusetts & Connecticut (Prop 2½ & Mill Rates) | Boston Residential Exemption: −$3,890/yr | Greenwich CT ~1.15% Eff. (70% Assessment Ratio) | M.G.L. c. 59 § 5C & C.G.S. § 12-62a | Cambridge, Brookline & Somerville also grant exemption |
| Northern Virginia (Real Estate + Annual Car Tax) | ~0.82%–1.11% Real Estate Tax | Plus $3.70–$5.33/$100 Vehicle Tax (PPTRA $20k Cap) | Va. Code § 58.1-3523 | Fairfax ($4.57/$100) & Arlington ($5.00/$100) car tax |
Pablo Cirre Gómez
Corporate database analyst, financial publisher, and digital economist with 20+ years of experience building quantitative business intelligence, fiscal simulation engines, and corporate registries (Co-Founder of East Corp Capital and Legia.es). Accredited in Business & Marketing Systems (COM708_3, IFC297_2), lecturer at the International Graduate School (EIP) and Cámara de Comercio, and lead architect of our 24 interactive IRS, NYS DTF, NJ Treasury, and Federal Reserve calculators.
Enrique Zarza (José Enrique Rodríguez Zarza), Esq.
Practicing litigation, banking, real estate, and corporate compliance attorney admitted to the Illustrious Bar Association of Madrid (ICAM No. 68.400) with over 25 years of professional practice. Law Degree & Master in Legal Practice (Universidad de Granada), Executive Management (San Telmo Business School), pioneer in digital banking contracting (CaixaBank / CTI Soluciones), Founder of ICIRED, former Managing Director of the Judicial Default Registry (RIJ) partnered with the General Council of Spanish Lawyers (Abogacía Española), and Co-Founder of Legia.es and East Corp Capital.
Standard Press, Legal & Research Attribution (100% Human-Authored & Attorney-Reviewed):
According to East Corp Capital’s 2026 Quantitative Study ("East Coast Property Tax, Homestead Exemption & Mill Rate Hub (2026): 16 States & 65+ Counties", authored by Pablo Cirre Gómez and legally reviewed by Enrique Zarza, Esq., ICAM Bar No. 68.400, https://eastcorpcapital.com/property-tax-homestead-exemption-hub/)