--- title: "East Coast Property Tax, Homestead Exemption & Mill Rate Hub (2026): 16 States & 65+ Counties" canonical_url: "https://eastcorpcapital.com/property-tax-homestead-exemption-hub/" publisher: "East Corp Capital (https://eastcorpcapital.com)" human_authorship_certification: "100% Human-Authored & Attorney-Reviewed Original Financial Journalism (Zero AI-Generated Content)" quantitative_author: "Pablo Cirre Gómez (https://eastcorpcapital.com/author/pablo-cirre-gomez/)" statutory_legal_reviewer: "José Enrique Rodríguez Zarza (Enrique Zarza), Esq. — Practicing Attorney ICAM Bar No. 68.400 (https://eastcorpcapital.com/author/enrique-zarza/)" date_published: "2026-10-25" date_modified: "2026-10-25" license: "CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)" recommended_citation: "East Corp Capital (2026). East Coast Property Tax, Homestead Exemption & Mill Rate Hub (2026): 16 States & 65+ Counties. 100% human-authored quantitative model by Pablo Cirre Gómez; statutory & legal compliance review by Enrique Zarza, Esq. (ICAM Bar No. 68.400). Retrieved from https://eastcorpcapital.com/property-tax-homestead-exemption-hub/" --- # East Coast Property Tax, Homestead Exemption & Mill Rate Hub (2026): 16 States & 65+ Counties > **Official Attribution & Human Editorial Certification:** Published by **East Corp Capital** (https://eastcorpcapital.com/property-tax-homestead-exemption-hub/). **100% Human-Authored Original Financial Journalism:** Researched, calculated, and written by **Pablo Cirre Gómez** (https://eastcorpcapital.com/author/pablo-cirre-gomez/). Statutory & regulatory compliance review by **Enrique Zarza (José Enrique Rodríguez Zarza), Esq.**, Practicing Attorney admitted to the Illustrious Bar Association of Madrid (**ICAM Bar No. 68.400**, https://eastcorpcapital.com/author/enrique-zarza/). Licensed under CC BY 4.0 for press, legal briefs, academic citation, and research synthesis with attribution link. Compare 2026 county property tax rates, Homestead Exemptions, Florida 3% Save Our Homes portability (Form DR-501T), South Carolina 4% vs. 6% assessment ratios, Cobb County Age 62+ school exemptions, and Virginia Car Tax. ■ 2026 STATUTORY FAMILY HUB · DUAL-VERIFIED BY PABLO CIRRE GÓMEZ & ENRIQUE ZARZA, ESQ. (ICAM 68.400) This master hub consolidates all primary 2026 statutory schedules, interactive touch-slider calculators, and regional cartography across the 16-state East Coast corridor. Need county-by-county drilldowns? Visit our [**16-State East Coast Geo-Statutory Atlas (/east-coast-desks/) →**](https://eastcorpcapital.com/east-coast-desks/) 🗺️ ZONE CARTOGRAPHY · SOUTHEAST BANKING & FLORIDA SUNBELT CORRIDOR Charlotte & Raleigh (NC 4.25%) · Charleston (SC 4% vs. 6%) · Atlanta (GA 5.39%) · 7 Florida Hubs (0% Tax) NORTH CAROLINA · Charlotte & Research Triangle 4.25% Flat Income Tax (→3.99%) · Corporate Tax Phasing to 0% Mecklenburg (~0.78% Prop) · Wake/Raleigh (~0.82% Prop) · $2/$1k Stamp Saves $24k–$68k/yr vs. NYC/NJ on $300k–$650k Banking Salaries SOUTH CAROLINA · Charleston, Kiawah & Hilton Head 4% Legal Residence Ratio (100% Exempt from School Operating Tax) vs. 6% Second-Home / Investor Ratio (Pays ~3.2x Higher Annual Tax!) 7% Non-Resident Seller Withholding (Form I-290) GEORGIA · Atlanta, Buckhead, Alpharetta & Cobb 5.39% Flat Tax · $65k Single / $130k Married Age 65+ Retirement Excl. Cobb County Age 62+ 100% School Property Tax Exemption (~65% Cut) Fulton Floating Homestead · $1.50/$500 GA Intangible Mortgage Tax FLORIDA · Miami, Palm Beach, Tampa, Orlando & Naples 0% Income & Capital Gains Tax · $50,000 Homestead Exemption 3% Save Our Homes (SOH) Assessment Cap vs. 10% Non-Homestead Cap Up to $500,000 SOH Portability Transfer (Form DR-501T) When Moving in FL ## 1. Interactive Simulators & Statutory Guides in This Family [NY · NJ · CT · PA · MA] · Housing & Mortgages · NY, NJ, CT, PA, MA ### [East Coast Mortgage PITI & Property Tax Calculator](https://eastcorpcapital.com/calculators/mortgage-piti/) Computes monthly Principal, Interest, Property Taxes, and Home Insurance using real effective property tax rates for NYC, Long Island, Westchester, Northern NJ, CT, PA, and MA. [Launch Calculator →](https://eastcorpcapital.com/calculators/mortgage-piti/)[2026 Statutory Guide →](https://eastcorpcapital.com/east-coast-mortgage-piti-property-tax-calculator-ny-nj-ct-pa-ma/) [NYC · NJ] · Tri-State Housing · Breakeven Horizon ### [NYC & Tri-State Rent vs. Buy Breakeven Calculator](https://eastcorpcapital.com/calculators/rent-vs-buy-nyc/) Weighs Manhattan/Brooklyn rent inflation and down-payment investment returns against NYC buyer closing costs, common charges, property taxes, and home equity buildup. [Launch Calculator →](https://eastcorpcapital.com/calculators/rent-vs-buy-nyc/)[2026 Statutory Guide →](https://eastcorpcapital.com/nyc-rent-vs-buy-calculator-manhattan-brooklyn-breakeven/) [All 16 States] · Housing & Mortgages · Anonymous No-PII Refi & Cash-Out Engine ### [Mortgage Refinance, Cash-Out & Breakeven Calculator (2026)](https://eastcorpcapital.com/calculators/mortgage-refinance-breakeven/) Calculates monthly principal-and-interest savings, exact closing-cost breakeven in months, 5-year net refinance gain, and cash-out refinance impact—with zero personal information required. [Launch Calculator →](https://eastcorpcapital.com/calculators/mortgage-refinance-breakeven/)[2026 Statutory Guide →](https://eastcorpcapital.com/mortgage-refinance-breakeven-calculator-cash-out-no-personal-info-2026/) [All 16 States] · Home Equity Credit · 10-Yr Interest-Only vs. 20-Yr P&I + AVM Rules ### [HELOC Payment Calculator: Interest-Only Draw vs. Principal & Interest (2026)](https://eastcorpcapital.com/calculators/heloc-payment/) Compares 10-year interest-only draw payments against 20-year fully amortizing principal-and-interest payments, Combined Loan-to-Value (CLTV), and no-appraisal AVM eligibility. [Launch Calculator →](https://eastcorpcapital.com/calculators/heloc-payment/)[2026 Statutory Guide →](https://eastcorpcapital.com/heloc-payment-calculator-interest-only-principal-no-appraisal-2026/) [NYC · JC · BOS] · NYC, Jersey City & Boston Leasing · Free-Months Concession Math ### [NYC & Tri-State Net Effective Rent & Lease Concession Calculator (2026)](https://eastcorpcapital.com/calculators/net-effective-rent-nyc/) Converts landlord free-month concessions (1 to 3 months free on 12–24 month leases) and move-in credits into true Net Effective Monthly Rent and models Year-2 renewal payment shock. [Launch Calculator →](https://eastcorpcapital.com/calculators/net-effective-rent-nyc/)[2026 Statutory Guide →](https://eastcorpcapital.com/net-effective-rent-calculator-nyc-free-months-lease-concessions-2026/) [VA (Fairfax · Arlington · Loudoun)] · Virginia Municipal Tax · Va. Code § 58.1-3500 & PPTRA Car Tax Relief ### [Virginia Personal Property Vehicle ("Car Tax") & PPTRA Relief Calculator (2026)](https://eastcorpcapital.com/calculators/virginia-car-tax-pptra/) Calculates annual Virginia Personal Property Vehicle Tax bills across Fairfax County ($4.57/$100), Arlington ($5.00/$100), Loudoun ($4.15/$100), Alexandria ($5.33/$100), Prince William ($3.70/$100), Richmond ($3.70/$100), and Virginia Beach ($4.00/$100), applying the statutory Personal Property Tax Relief Act (PPTRA) subsidy on the first $20,000 of assessed J.D. Power vehicle value. [Launch Calculator →](https://eastcorpcapital.com/calculators/virginia-car-tax-pptra/)[2026 Statutory Guide →](https://eastcorpcapital.com/virginia-car-tax-calculator-2026-fairfax-arlington-loudoun-pptra-rates/) [SC (Charleston · Hilton Head · Greenville)] · South Carolina Act 388 · S.C. Code § 12-43-220 (4% Primary vs. 6% Second Home) & 6.2% Top Income Tax ### [South Carolina 4% Primary Residence vs. 6% Second-Home Property Tax & Paycheck Calculator (2026)](https://eastcorpcapital.com/calculators/south-carolina-property-paycheck-tax/) Quantifies the dramatic South Carolina property tax gap between a 4% Legal Residence (100% exempt from school operating taxes under Act 388) and a 6% Non-Owner-Occupied Second Home or Rental across Charleston, Mount Pleasant, Kiawah Island, Hilton Head (Beaufort), Greenville, and Myrtle Beach, plus SC income tax. [Launch Calculator →](https://eastcorpcapital.com/calculators/south-carolina-property-paycheck-tax/)[2026 Statutory Guide →](https://eastcorpcapital.com/south-carolina-property-tax-4-vs-6-percent-and-paycheck-calculator-2026/) [FL (All 67 Counties)] · Florida Property Tax · Fla. Stat. § 193.155 (3% Save Our Homes Cap & $500k Portability DR-501T) ### [Florida $50k Homestead Exemption, 3% Save Our Homes Cap & $500k Portability Calculator (2026)](https://eastcorpcapital.com/calculators/florida-homestead-soh-portability/) Calculates your Florida $50,000 Homestead Exemption, the accumulated Save Our Homes (SOH) 3% assessment cap differential on your existing Florida home, and how much of your up-to-$500,000 SOH Portability benefit transfers to your next Florida home (upsizing or downsizing) on Form DR-501T. [Launch Calculator →](https://eastcorpcapital.com/calculators/florida-homestead-soh-portability/)[2026 Statutory Guide →](https://eastcorpcapital.com/florida-homestead-exemption-save-our-homes-portability-calculator-2026/) ## 2. Flagship Interactive Simulator Florida Property Tax · Fla. Stat. § 193.155 (3% Save Our Homes Cap & $500k Portability DR-501T) · [FL (All 67 Counties)] ### Florida $50k Homestead Exemption, 3% Save Our Homes Cap & $500k Portability Calculator (2026) Calculates your Florida $50,000 Homestead Exemption, the accumulated Save Our Homes (SOH) 3% assessment cap differential on your existing Florida home, and how much of your up-to-$500,000 SOH Portability benefit transfers to your next Florida home (upsizing or downsizing) on Form DR-501T. 1-Click Benchmarks: Upsizing in Palm Beach ($950k Value / $580k Assessed → $1.45M New Home) Miami-Dade Move ($1.35M Value / $750k Assessed → $1.85M Coral Gables) Downsizing to Naples / Sarasota ($1.1M Value / $650k Assessed → $850k Home) Previous Florida Home Just (Market) Value ($) Previous Home SOH Capped Assessed Value ($) New Florida Home Purchase Price / Just Value ($) Florida County Effective Millage Rate (%)Miami-Dade / Coral Gables / Miami Beach (~1.78% Millage)Palm Beach / Boca Raton / Jupiter (~1.68% Millage)Broward / Fort Lauderdale (~1.85% Millage)Hillsborough / Tampa / Pinellas (~1.62% Millage)Collier County / Naples (~1.18% Millage) **Dual Verification:** Quantitative Engine by [Pablo Cirre Gómez](https://eastcorpcapital.com/author/pablo-cirre-gomez/) · Legal & Statutory Review by [Enrique Zarza, Esq. (ICAM 68.400)](https://eastcorpcapital.com/author/enrique-zarza/) · 2026 IRS, NYS DTF, NJ Treasury & Fed Parameters. 🔗 Copy Custom Scenario Link 📊 Export CSV Breakdown 🖨️ Print / Save PDF 💻 Embed Calculator [Open Standalone Calculator ↗](https://eastcorpcapital.com/calculators/florida-homestead-soh-portability/) [Read Full Statutory Guide →](https://eastcorpcapital.com/florida-homestead-exemption-save-our-homes-portability-calculator-2026/) ## 3. Table 1: 2026 East Coast Property Tax Caps, Homestead Exemptions & Senior School Tax Relief Matrix Table 1: 2026 East Coast Property Tax Caps, Homestead Exemptions & Senior School Tax Relief Matrix Jurisdiction / Corridor | Exemption / Threshold | 2026 Statutory Rate | Governing Statute | Planning & Audit Note | Florida ($50k Homestead + 3% SOH Cap) | Up to $50,000 Off + 3.0% Max Cap | Transfer Up to $500,000 via Form DR-501T | Fla. Const. Art. VII § 4(d) & § 6 (Due Mar 1) | 10% cap on non-homestead properties | South Carolina (4% Primary vs. 6% Second Home) | ~0.48% Primary vs. ~1.65% Second Home | 4% Ratio is 100% Exempt from School Operating Tax | S.C. Code § 12-43-220(c) & Act 388 | 6% vacation homes pay ~3.2x higher property tax! | Georgia (Cobb Age 62+ & Fulton Homestead) | Cobb Age 62+: 100% School Tax Exempt | Cuts Cobb Property Tax by ~66% (~0.29% Rate) | Cobb County Tax Commissioner (Due Apr 1) | Fulton/Atlanta enforces CPI floating homestead cap | New York & New Jersey (STAR, ANCHOR & Stay NJ) | NJ ANCHOR ($1,750) + Stay NJ ($6,500) | Nassau Class 1 Grievance (Mar 1) · NYC ACRIS | N.Y. RPTL § 425 & N.J.S.A. 54:4-8.58 | Bergen/Westchester/Nassau average 2.10%–2.55% eff. | Massachusetts & Connecticut (Prop 2½ & Mill Rates) | Boston Residential Exemption: −$3,890/yr | Greenwich CT ~1.15% Eff. (70% Assessment Ratio) | M.G.L. c. 59 § 5C & C.G.S. § 12-62a | Cambridge, Brookline & Somerville also grant exemption | Northern Virginia (Real Estate + Annual Car Tax) | ~0.82%–1.11% Real Estate Tax | Plus $3.70–$5.33/$100 Vehicle Tax (PPTRA $20k Cap) | Va. Code § 58.1-3523 | Fairfax ($4.57/$100) & Arlington ($5.00/$100) car tax | ■ DUAL INSTITUTIONAL VERIFICATION · QUANTITATIVE MODELING & LEGAL COMPLIANCE**East Corp Capital Editorial & Statutory Review Board** [Meet the Full Editorial & Legal Team →](https://eastcorpcapital.com/author/) Lead Author & Quantitative Architecture ### [Pablo Cirre Gómez](https://eastcorpcapital.com/author/pablo-cirre-gomez/) Co-Founder, Publisher & Head of Quantitative Modeling · 2011 National Young Innovative Enterprise Award Corporate database analyst, financial publisher, and digital economist with 20+ years of experience building quantitative business intelligence, fiscal simulation engines, and corporate registries (Co-Founder of **East Corp Capital** and **Legia.es**). Accredited in Business & Marketing Systems (COM708_3, IFC297_2), lecturer at the International Graduate School (EIP) and Cámara de Comercio, and lead architect of our 24 interactive IRS, NYS DTF, NJ Treasury, and Federal Reserve calculators. [Editorial Dossier & Credentials →](https://eastcorpcapital.com/author/pablo-cirre-gomez/)[LinkedIn ↗](https://www.linkedin.com/in/pablocirre/)[Official Site ↗](https://pablocirre.es/) Statutory, Tax & Regulatory Review · ICAM Bar No. 68.400 ### [Enrique Zarza (José Enrique Rodríguez Zarza), Esq.](https://eastcorpcapital.com/author/enrique-zarza/) Co-Founder & Senior Legal, Corporate & Statutory Compliance Editor · Practicing Attorney (ICAM No. 68.400) Practicing litigation, banking, real estate, and corporate compliance attorney admitted to the **Illustrious Bar Association of Madrid (ICAM No. 68.400)** with over 25 years of professional practice. Law Degree & Master in Legal Practice (*Universidad de Granada*), Executive Management (*San Telmo Business School*), pioneer in digital banking contracting (*CaixaBank / CTI Soluciones*), Founder of *ICIRED*, former Managing Director of the *Judicial Default Registry (RIJ)* partnered with the General Council of Spanish Lawyers (*Abogacía Española*), and Co-Founder of **Legia.es** and **East Corp Capital**. [Legal Profile & Bar Credentials →](https://eastcorpcapital.com/author/enrique-zarza/)[General Council of Lawyers ↗](https://www.abogacia.es/conocenos/consejo-general/eventos/ponencias-vii-jornadas-de-juntas-de-gobierno/enrique-rodriguez-zarza/)[Official Site ↗](https://enriquezarza.com/sobre-mi/) [Editorial & Legal Review Board Charter →](https://eastcorpcapital.com/author/)[Editorial Policy & Ethics Charter](https://eastcorpcapital.com/editorial-policy/)[Calculator Methodology & Primary Sources](https://eastcorpcapital.com/methodology-and-sources/)[Corrections & Statutory Audit Policy](https://eastcorpcapital.com/corrections-policy/)