NYC, New York State, NJ, PA, CT, MA, and IRS federal tax brackets, commuter credits, NJ exit tax, and residency audits.
Explore Tax Center
NYC mansion tax, CEMA mortgage recording tax savings, Tri-State property tax bills, PITI amortization, and rent-vs-buy math.
Explore Housing & Mortgages
401(k) and Roth IRA compounding, NY estate tax cliff, capital gains + NIIT, and Social Security taxability.
Explore Wealth Management
FOMC interest rate policy, state-tax-exempt US Treasury bills vs. CDs, SOFR, inflation, and FX reference rates.
Explore Markets & Fed
SBA 7(a) & 504 commercial loan amortization, NYC 4% UBT freelancer tax, LLC vs. S-Corp payroll math, and NY PTET.
Explore Small Business
Independent economic commentary, fiscal policy analysis, and institutional perspectives across the US East Coast.
Explore Opinion
2026 IRS contribution limits, Backdoor Roth IRA rules, Social Security provisional income thresholds, and NY/NJ/PA pension exclusions.
Project your retirement nest egg under the 2026 IRS 401(k) contribution limits ($23,500 standard, $31,000 age 50+, $34,750 ages 60–63 SECURE 2.0 super catch-up) and compare Traditional vs. Roth for NY/NJ earners.
Calculate how much of your Social Security benefit is taxable at the federal level (0%, 50%, or 85% via IRS Provisional Income) and see why NY, NJ, PA, and FL exempt 100% of Social Security from state income tax.
Computes IRS Provisional Income to determine whether 0%, 50%, or 85% of your Social Security benefits are subject to federal tax, plus NY/NJ/PA state exemptions.
Calculate how much of your Social Security benefit is taxable at the federal level (0%, 50%, or 85% via IRS Provisional Income) and see why NY, NJ, PA, and FL exempt 100% of Social Security from state income tax.
Project your retirement nest egg under the 2026 IRS 401(k) contribution limits ($23,500 standard, $31,000 age 50+, $34,750 ages 60–63 SECURE 2.0 super catch-up) and compare Traditional vs. Roth for NY/NJ earners.
401(k), IRA & Retirement
in Perspective
We cover the latest IRS retirement plan limits, including the $23,500 elective deferral cap, the $7,500 age 50+ catch-up, and the $11,250 SECURE 2.0 Super Catch-Up for savers aged 60 to 63.
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