NYC, New York State, NJ, PA, CT, MA, and IRS federal tax brackets, commuter credits, NJ exit tax, and residency audits.
Explore Tax Center
NYC mansion tax, CEMA mortgage recording tax savings, Tri-State property tax bills, PITI amortization, and rent-vs-buy math.
Explore Housing & Mortgages
401(k) and Roth IRA compounding, NY estate tax cliff, capital gains + NIIT, and Social Security taxability.
Explore Wealth Management
FOMC interest rate policy, state-tax-exempt US Treasury bills vs. CDs, SOFR, inflation, and FX reference rates.
Explore Markets & Fed
SBA 7(a) & 504 commercial loan amortization, NYC 4% UBT freelancer tax, LLC vs. S-Corp payroll math, and NY PTET.
Explore Small Business
Independent economic commentary, fiscal policy analysis, and institutional perspectives across the US East Coast.
Explore Opinion
Verified economic analysis, tax rules, and financial calculator guides covering nyc-rent-vs-buy across New York and the US East Coast.
Analysis of Bureau of Labor Statistics (BLS) Regional Consumer Price Index data for the NY-NJ-PA, Boston-Cambridge-Newton, and Philadelphia metro areas. Why constrained East Coast housing supply keeps core shelter inflation sticky.
Quantitative breakdown of New York's Real Property Tax Law § 467-m incentive for converting obsolete Midtown and Financial District Class B/C office towers into multifamily housing, including 90% tax exemptions and 25% affordable mandates.
Model the true 1-to-20 year financial breakeven between renting an apartment and buying a Manhattan or Brooklyn co-op/condo. Accounts for Mansion Tax, MRT, monthly common charges, and the opportunity cost of your down payment.
Calculate exact buyer and seller closing costs in Manhattan, Brooklyn, and Queens. Includes the 8-tier progressive NYC Mansion Tax (1.0% to 3.9%), NYC/NYS Mortgage Recording Tax (1.80% / 1.925%), and CEMA savings.
