--- title: "NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026)" canonical_url: "https://eastcorpcapital.com/calculators/nj-mansion-transfer-tax/" publisher: "East Corp Capital (https://eastcorpcapital.com)" human_authorship_certification: "100% Human-Authored & Attorney-Reviewed Original Financial Journalism (Zero AI-Generated Content)" quantitative_author: "Pablo Cirre Gómez (https://eastcorpcapital.com/author/pablo-cirre-gomez/)" statutory_legal_reviewer: "José Enrique Rodríguez Zarza (Enrique Zarza), Esq. — Practicing Attorney ICAM Bar No. 68.400 (https://eastcorpcapital.com/author/enrique-zarza/)" date_published: "2026-10-25" date_modified: "2026-10-25" license: "CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)" recommended_citation: "East Corp Capital (2026). NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026). 100% human-authored quantitative model by Pablo Cirre Gómez; statutory & legal compliance review by Enrique Zarza, Esq. (ICAM Bar No. 68.400). Retrieved from https://eastcorpcapital.com/calculators/nj-mansion-transfer-tax/" --- # NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026) > **Official Attribution & Human Editorial Certification:** Published by **East Corp Capital** (https://eastcorpcapital.com/calculators/nj-mansion-transfer-tax/). **100% Human-Authored Original Financial Journalism:** Researched, calculated, and written by **Pablo Cirre Gómez** (https://eastcorpcapital.com/author/pablo-cirre-gomez/). Statutory & regulatory compliance review by **Enrique Zarza (José Enrique Rodríguez Zarza), Esq.**, Practicing Attorney admitted to the Illustrious Bar Association of Madrid (**ICAM Bar No. 68.400**, https://eastcorpcapital.com/author/enrique-zarza/). Licensed under CC BY 4.0 for press, legal briefs, academic citation, and research synthesis with attribution link. Use our interactive **NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026)** to model exact 2026 statutory liabilities, exemptions, and multi-horizon cash flows. Every formula is verified against primary 2026 state and municipal tax codes by **Pablo Cirre Gómez** and **Enrique Zarza, Esq. (ICAM Bar No. 68.400)**. New Jersey Real Estate · N.J.S.A. 46:15-7 & 46:15-7.2 (Form RTF-1 / RTF-1EE) ### NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026) Computes the exact 2026 New Jersey Seller Realty Transfer Fee (progressive tiers per $500 of consideration + Senior/Disabled RTF-1 exemption) and the 1.0% NJ Buyer Mansion Tax on residential and Class 4A commercial transfers exceeding $1,000,000. 1-Click Benchmarks: $1.45M Bergen / Short Hills Home (Standard) $875k Montclair / Hoboken Sale (< $1M No Mansion Tax) $1.25M Senior Citizen Seller (Age 62+ RTF Exemption) New Jersey Property Contract Price ($) Seller RTF Exemption Status (Form RTF-1)Standard Seller (Full Realty Transfer Fee + 1% Over $1M Fee)Senior Citizen (Age 62+) / Blind / Disabled (Partial RTF Exemption) Property Classification (Form RTF-1EE)Class 2 Residential / Co-op / Class 4A Commercial (1% Mansion Tax > $1M)Class 4B Industrial / Vacant Land ($0 Buyer Mansion Tax) **Dual Verification:** Quantitative Engine by [Pablo Cirre Gómez](https://eastcorpcapital.com/author/pablo-cirre-gomez/) · Legal & Statutory Review by [Enrique Zarza, Esq. (ICAM 68.400)](https://eastcorpcapital.com/author/enrique-zarza/) · 2026 IRS, NYS DTF, NJ Treasury & Fed Parameters. 🔗 Copy Custom Scenario Link 📊 Export CSV Breakdown 🖨️ Print / Save PDF 💻 Embed Calculator [Open Standalone Calculator ↗](https://eastcorpcapital.com/calculators/nj-mansion-transfer-tax/) [Read Full Statutory Guide →](https://eastcorpcapital.com/nj-mansion-tax-and-realty-transfer-fee-calculator-2026-guide/) ## 2026 Governing Statutory Brackets, Thresholds & Filing Rules The table below details the exact 2026 statutory rates, legal citations, and administrative filing schedules enforced by state and municipal revenue authorities for this calculation: 2026 Statutory Schedule — NJ Mansion Tax (1%) & Seller Realty Transfer Fee Calculator (2026) Statutory Tier / Classification | 2026 Statutory Rate / Threshold | Citation & Official Form | Practical Audit & Planning Rule | Tier 1: First $150,000 of Consideration | $2.00 per $500 (0.40%) | N.J.S.A. 46:15-7 (Seller RTF) | Senior / Disabled rate reduced to $0.50 per $500 (0.10%) | Tier 2: $150,000.01 to $200,000 | $3.35 per $500 (0.67%) | N.J.S.A. 46:15-7 (Seller RTF) | Senior / Disabled rate reduced to $1.25 per $500 (0.25%) | Tier 3: $200,000.01 to $350,000 | $3.90 per $500 (0.78%) | N.J.S.A. 46:15-7 (Seller RTF) | Senior / Disabled rate remains $1.25 per $500 (0.25%) | Tier 4: $350,000.01 to $550,000 | $4.80 per $500 (0.96%) | N.J.S.A. 46:15-7.1 Supplemental | Senior / Disabled rate is $2.15 per $500 (0.43%) | Tier 5: $550,000.01 to $850,000 | $5.30 per $500 (1.06%) | N.J.S.A. 46:15-7.1 General Purpose | Senior / Disabled rate is $2.65 per $500 (0.53%) | Tier 6: $850,000.01 to $1,000,000 | $5.80 per $500 (1.16%) | N.J.S.A. 46:15-7.1 General Purpose | Senior / Disabled rate is $3.15 per $500 (0.63%) | Tier 7: Over $1,000,000 (Seller + Buyer) | $6.05/$500 Seller + 1.0% Buyer | N.J.S.A. 46:15-7.2 (Form RTF-1EE) | Buyer pays 1.0% Mansion Tax on ENTIRE price if >$1,000,000 | ## How to Use & Export Your 2026 Worksheet Drag any touch slider or tap the − / + steppers to test your exact numbers. The live stacked distribution bar and the **Annual / Quarterly / Monthly / Bi-Weekly Schedule Table** update in real time. Use the **📊 Export CSV Breakdown** button to download a spreadsheet for your CPA or attorney, **🖨️ Print / Save PDF** for closing files, or **💻 Embed Calculator** to place this interactive widget on your own website with statutory attribution.