---
title: "East Coast Cap Rate, Cash-on-Cash Return & DSCR Rental Loan Calculator (2026)"
canonical_url: "https://eastcorpcapital.com/calculators/cap-rate-cash-on-cash-dscr-loan/"
publisher: "East Corp Capital (https://eastcorpcapital.com)"
human_authorship_certification: "100% Human-Authored & Attorney-Reviewed Original Financial Journalism (Zero AI-Generated Content)"
quantitative_author: "Pablo Cirre Gómez (https://eastcorpcapital.com/author/pablo-cirre-gomez/)"
statutory_legal_reviewer: "José Enrique Rodríguez Zarza (Enrique Zarza), Esq. — Practicing Attorney ICAM Bar No. 68.400 (https://eastcorpcapital.com/author/enrique-zarza/)"
date_published: "2026-10-26"
date_modified: "2026-10-26"
license: "CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)"
recommended_citation: "East Corp Capital (2026). East Coast Cap Rate, Cash-on-Cash Return & DSCR Rental Loan Calculator (2026). 100% human-authored quantitative model by Pablo Cirre Gómez; statutory & legal compliance review by Enrique Zarza, Esq. (ICAM Bar No. 68.400). Retrieved from https://eastcorpcapital.com/calculators/cap-rate-cash-on-cash-dscr-loan/"
---

# East Coast Cap Rate, Cash-on-Cash Return & DSCR Rental Loan Calculator (2026)

> **Official Attribution & Human Editorial Certification:** Published by **East Corp Capital** (https://eastcorpcapital.com/calculators/cap-rate-cash-on-cash-dscr-loan/). **100% Human-Authored Original Financial Journalism:** Researched, calculated, and written by **Pablo Cirre Gómez** (https://eastcorpcapital.com/author/pablo-cirre-gomez/). Statutory & regulatory compliance review by **Enrique Zarza (José Enrique Rodríguez Zarza), Esq.**, Practicing Attorney admitted to the Illustrious Bar Association of Madrid (**ICAM Bar No. 68.400**, https://eastcorpcapital.com/author/enrique-zarza/). Licensed under CC BY 4.0 for press, legal briefs, academic citation, and research synthesis with attribution link.

Computes Net Operating Income (NOI), Capitalization Rate (Cap Rate), Pre-Tax Cash-on-Cash Return, and Debt Service Coverage Ratio (DSCR = Gross Rent or NOI ÷ Monthly PITIA) for investment properties across Florida, North Carolina, Georgia, Pennsylvania, New Jersey, New York, and New England.

	
		Investment Real Estate Underwriting · NOI, Cap Rate, Cash-on-Cash Return & Non-QM DSCR Loan Coverage (1.00x–1.25x) · [FL · NC · GA · NY · NJ · PA]

		

### East Coast Cap Rate, Cash-on-Cash Return & DSCR Rental Loan Calculator (2026)

		Computes Net Operating Income (NOI), Capitalization Rate (Cap Rate), Pre-Tax Cash-on-Cash Return, and Debt Service Coverage Ratio (DSCR = Gross Rent or NOI ÷ Monthly PITIA) for investment properties across Florida, North Carolina, Georgia, Pennsylvania, New Jersey, New York, and New England.

					
				1-Click Benchmarks:
									$650k Tampa / Orlando FL Duplex ($5,800/mo Rent · 25% Down DSCR)
									$1.25M Brooklyn / Jersey City 3-Family ($9,800/mo Rent)
									$520k Charlotte NC / Atlanta GA Rental ($4,400/mo Rent)
							

		
					
				Investment Property Purchase Price ($)

				Down Payment Percentage (%)

				Gross Monthly Rental Income ($/mo)

				DSCR Mortgage Interest Rate (%)

				Operating Expense Ratio (Taxes, Insurance, Vacancy, Mgmt) (%)

			

		
		

		
			**Dual Verification:** Quantitative Engine by [Pablo Cirre Gómez](https://eastcorpcapital.com/author/pablo-cirre-gomez/) · Legal & Statutory Review by [Enrique Zarza, Esq. (ICAM 68.400)](https://eastcorpcapital.com/author/enrique-zarza/) · 2026 IRS, NYS DTF, NJ Treasury & Fed Parameters.
			
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